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22. Break old Habits 24
23. Avoid Temptations 25
24. The Right Time to Shop 25
25. Make your Own Gifts 25
26. Barter System 26
27. Matinee 26
28. Comparison Shop 27
29. Stop Competing with the Jones' 27
30. Sales Clerk Compliments 27
31. Incentives - Reward Plan 28
32. Dollar Stores 28
33. Don't Give up the Good Stuff 29
34. Utilities 29
35. Check the Garbage 29
36. Written Plan 30
37. Attitude 30
38. Unsecured Creditors 30
39. Off-Season 30
40. Buy versus Rent or Lease 31
41. Buffet Meals 31
42. Cable Networking 31
43. Proper Maintenance 32
44. Company Stock / 401K 32
45. Family Haircuts 32
46. Wants versus Needs 32
47. Refinance 33
48. Go Generic 33
49. Stock Up 33
50. Shopping for Clothes 34
51. Carpool 34
52. Trendy Fashion 34
53. Free Entertainment 35
54. Telephone / Mobile Phone 35
55. Home Remedies 35
56. Pay on Time 36
57. Insulation 36
58. Cancel Subscriptions 36
59. Consolidate your Errands 36
60. Sell your Stuff 37
61. Turn your Hobby into Money 37
62. Recycle 37
63. Heating and Cooling 38
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