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Outstanding Money Saving Tips : 62 total pages.

put the money they would have spent aside as a vacation fund. This system works out perfectly. 46. Wants versus Needs Make sure the thing you want to spend your money on is a "need" and not a "want." Sometimes this can seem like a fine gray line but if you stick to the need list, you will spend less. I know one guy who used to say "If I still want it in 3 months time then I'll get it". 9 times out of 10 in 3 months time he found that either he or his children had forgotten about that particular want and therefore had saved themselves from wasting money on an impulse buy. 47. Refinance With interest rates being so low, consider refinancing your home and/or securing a debt consolidation loan. You might have to come up with a new closing cost but once paid, you will have lower payments, better terms, and save thousands of dollars over the years. 101 Ways To Stop The Money Leak 48. Go Generic When buying food, try some of the generic items. Unless you or your guests are connoisseurs of fine dining,

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