How to look and feel younger: 52 total pages.

http://www.smartmoney.com/retirement/planning/index.cfm Either keep or begin saving. If you don't already know, find out what the maximum amount you are allowed to contribute to your company sponsored retirement plan, then increase your contribution. This is especially beneficial if your employer matches your contributions. The maximum 401(k), 403(b) or 457 plan contribution allowed in 2002 was only $11,000 with allowable increases in 2005 of $14,000 and $15,000 in 2006. If you are age 50 or older you can contribute an additional amount of $4,000 in 2005 and $5,000 in 2006. If you are self-employed you can contribute as much as $40,000 a year to a qualified retirement plan account and since the contribution is tax-deductible, the government actually subsidizes about one-third or more dependent upon your tax bracket. Cut down large expenditures. Clothing, restaurant meals, fancy vacations and other non-essentials can easily save some people as much as $1,000 a month. If that $1,000 is invested at 8% per year at the end of 10 years it will have reached a nice nest egg of $185,000.

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