How to look and feel younger: 52 total pages.

almost like the ostrich effect. If you place your head in the sand you believe the problem will go away. Well, we've got news for you. . .it won't. And the longer you wait before facing the problem the tougher it's going to get. If you have already planned for your retirement you needn't read these last few pages. However, if you are one of millions of Americans who have suddenly awakened to the fact that time is slipping away and your retirement is right around the corner. . .take heed because we are going to cover a few last minute strategies to help you prepare. We can't give you a quick fix for years and years of neglect, but we can explore some things you can do now that will help under funded 50 odd year olds prepare for a somewhat comfortable retirement. First thing is to examine the numbers to find out just how large a shortfall you will experience. Here are two free online calculators you can use to accomplish this: American Savings Education Council's Ballpark Estimate http://www.asec.org/ballpark/index.htm Smart Money's Retirement Worksheet

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