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You can avoid this scam if you can force them to put it in writing that you "have" to pay the extended warranty in order to get the loan.
That way you can bring a copy of the contract to your local State's Attorney's office to verify that the deal is valid. I can bet that the finance manager will change his tune pretty quickly.
5. The Dealer Prep Scam
Let me first let you know that cost is not only legal but very much common practice. I still refer to it as a scam because it is just another way for you to end up paying more money for the car.
Basically the dealer will tell you have to an extra $500 to cover the labor costs of the dealership's 5-point inspection.
You are paying for the time it took for the dealership to make sure that the car wouldn't explode on you in the first week of owning it.
This check up that you are paying so much money for is for the dealership to remove plastic from the seats etc, vacuum the car out, and making sure that all of the fuses and fluids are ready to go.
When factories deliver
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